Since its launch just a few days ago, Pokemon Go has started a major revolution in the way people live their lives. No longer are individuals strapped to their sofas as they venture out into the world in the hopes of catching them all. The game became an instant hit thanks to its brilliant take on augmented reality, which pulls on the heartstrings of an entire generation that grew up loving the game – from its 8-bit version to its more recent 3D variants. Today, people no longer have to imagine themselves as the silent main character of a game played from within the confines of a gaming device – they can actually live the life of a Pokemon trainer in their actual surroundings.
For those who have yet to discover this brilliant game, Pokemon Go is an augmented-reality game that allows players to catch Pokemon that appear at specific locations in their actual world. By turning on the back-facing camera of a smartphone, a player can watch Pokemon pop-up in their surroundings and catch them to complete a Pokedex – an index of all the information gathered on the different types of Pokemon. Players can also train Pokemon to use them against NPC’s that are found in many locations all over the globe. The best part? Pokemon are tied to specific locations in the real world, and some of the rarer ones are harder to find, making the game even more challenging for those who want to earn their right to be called a Pokemon master.
Yes, Pokemon Go is definitely worth playing, but with the enjoyment, there come risks. Since its release, there has been a rise in Pokemon Go related accidents, injuries, and even thefts that are costing people hundreds of dollars to resolve. The solution? Simple – insurance.
Wondering just what insurance you need to have if you play Pokemon Go? Read on to find out.
Top 3 Insurances You Need to Have if You Play Pokemon Go
1.Homeowner’s Insurance –
It pays to keep in mind that Pokemon Go requires you to leave your house. That said, lots of opportunistic people with bad intentions have taken advantage of the growing rise in homeowners leaving their homes for extended periods of time while playing Pokemon Go. The result is surprising – thousands of dollars worth of personal possessions lost in a single day all because a player wasn’t careful enough to lock his door. What’s more, leaving your house unattended could pose not only a security threat, but also a fire threat if in case anything short circuits and ignites while you’re away. That’s why when it comes to the insurance you need if you play Pokemon Go, shop Michigan insurance quotes for the best deals.
Let’s turn the tables now and say that you don’t play Pokemon Go but there is a point of interest around your house – when will homeowner’s insurance come in handy? If someone playing Pokemon Go sustains injuries while searching for Pokemon in and around you property, they might sue. With homeowner’s insurance, you can be certain that you’ll be protected from not only threats to your property, but also cases wherein a third party trips, slips, or falls in your home.
2.Car Insurance –
Lots of people have taken their Pokemon Go playing to the next level by traveling far and wide in search of some of the rarest Pokemon in the game. This means taking a car to distant locations to try their luck. Now, because there are a lot of people out on the road searching for Pokemon, it’s no wonder why vehicular accidents are on the rise. Since the game was released, there have been numerous reports of Pokemon Go related collisions, road accidents, and hospitalizations due to vehicular crashes.
The best way to protect yourself and the others around you if you drive around while playing Pokemon Go is to buy car insurance – and as much of it as you can afford. Consider reading over your car insurance policy to learn more about what it can cover and don’t become careless just because you know you have insurance to back you up in case of an accident! Always practice safe and responsible driving to avoid unwanted accidents.
3.Identity Theft Coverage –
You’ll be able to spot a Pokemon Go player really easily by simply checking out who has their phones held out in front of them as they scan surrounding areas. Because not a lot of people have the Pokemon Go trainer accessories that allow players to detect and find Pokemon even without having to pull out their smartphones, a typical player will constantly have his handheld device held outstretched to find Pokemon. But while this might seem like a harmless practice, you might want to consider the fact that holding out a smartphone via an outstretched hand could increase the chances of having it stolen.
Aside from the Pokedex that you worked hard to complete, it can be quite troubling if a person who steals your phone is able to access important information by using your phone’s stored data. It’s even likely that they’ll steal your identity in order to get the most out of their steal. That said, you might want to get coverage for identity theft. This may be included in your homeowner’s insurance, but often, the specifics can be very limited. The best way to guarantee the best coverage is to buy it as a stand-alone policy.
It can be fun to play Pokemon Go, but when accidents, injuries, and losses occur, you might just find yourself cursing the game all together. Be sure to keep yourself protected from potential threats and perils by buying these three insurance you need to have if you play Pokemon Go.
If you already have these insurance coverage for a while now, it would be best to look into your policy and to read more about the specifics stated therein. Because your situation may have changed since the advent of Pokemon Go, some of the items in your policy might not longer or apply, or might not even be enough to keep you covered in case of any Pokemon Go related accidents or injuries. Be sure to check your policy as soon as you can, and discuss changes with your insurance provider to get the best coverage for your needs. If they’re unable to satisfy your requests, seek a different provider.
Finally, keep in mind that prevention is always better than any protection you can find. While having all of these insurance coverage is ideal and should never be overlooked whether or not you play Pokemon Go, it’s important that you remain mindful of your surroundings. Playing Pokemon Go is fun, but it doesn’t have to be dangerous. Staying alert and responsive to the happenings around you will help you steer clear of accidents and injuries that can be easily avoided with a little extra care and concern.
Pokemon Go is a fun-filled game that brings a familiar childhood dream to life. During the short time after its release, Pokemon Go has managed to capture the hearts of a wide and strong fan base that’s eager and willing to keep up with the terms of the game just to be able to accomplish the mission it calls for. But because of the outdoorsy nature of the game play, many have fallen to injuries and accidents that can be costly to resolve. However achieving the appropriate insurance coverage by comparing Michigan insurance quotes, you can avoid steep payments and enjoy the game as you catch them all.