6 Tips For Avoiding Identity Theft

Identity theft is the fastest growing crime in America and every three seconds an identity is stolen. Did you know there were 11.6 million adult victims of ID theft in 2011?

Also, when you are going to a job interview, you should always make sure your resume and diploma are present. If you do not have a diploma, then you may be able to slide by without the interviewer asking to see your diploma, but having your diploma at hand will higher your chances or you getting the job. If you do not have a diploma but graduated high school, you can contact the high school you graduated from in order to obtain a copy of your diploma. Also, besides making sure you take your resume and diploma, you should take your social security card replacement with you. The interviewer may want to make copies of your social security card. Don’t forget to bring your driver’s license or picture ID along with you as well.

Look for “no fee” credit cards when you’re shopping around for the best deal. Why should you pay $25 or more each year for the privilege of carrying a lender’s card? That’s nonsense! They should be paying you! But since that will never happen, you’ll have to be content with a card that at least doesn’t charge you a fee for having it.

Shop around for a credit social security card replacement that uses the “Average Daily Balance Method.” By using this method, you will be given credit for your payment from the first day the company receives it, and, the interest on your balance will be computed on your average balance from just one month.

Make a copy of all of your credit cards and IDs, front and back. This will make it easier for you to replace any cards that are in your wallet when it is stolen or lost. Once you have made the copies, you will have each cards number and expiration date. And usually the number you need to call to report it lost or stolen is right on the back of the card, so you will have that too at your fingertips. Obviously, leave the copies at home. Do not carry them in your wallet, or that will have been a complete waste of your time.

If you can take a cash advance at a lower interest than some or all of your higher interest credit cards, then you can pay off those balances and save yourself tons of interest debt! Be cautious, though. Some credit cards charge a high fee for transferred balances, so be sure the transaction would be a good deal for you. Make sure you can pay off the balance before a higher rate takes effect too!

When packing your bags before a trip, avoid putting all of your money, cards and traveler’s checks in the same place. Spreading them out makes it less likely that you will lose everything in the event that you are robbed. The same goes for other valuables that you are bringing along, such as jewelry.

Following these tips for going to the WIC office in Memphis, Tennessee will make you visit a little more bearable. You will get the help you need with less hassle and hopefully will have a pleasant experience.

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